ফাইন্যান্সিং প্রকল্প
IDCOLS RE financing Scheme and Programs:
Apart from IDCOL’s most successful SHS program, this reputed Government financial institutions so far introduced many re-financing scheme and concerted programs to diversify the RE installations in areas like Biogas and Biomass based power and energy generation, Solar micro and mini-grid, solar irrigation and other types of commercials scale RE projects. The lending terms of all these different schemes are as follows.
a) Solar Home System (SHS) Program
Under IDCOL SHS Program, IDCOL does not provide any loan directly to the end users. All loans are being channelled through the Participating Organizations (POs) as per the following terms:
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Particulars |
Term Details |
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Loan Amount |
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Tenure including Grace |
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Interest Rate |
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b) Domestic Biogas Program :
Under the Domestic Biogas Program, IDCOL does not provide any loan directly to the end users. All loans will be channelled through the Participating Organizations (POs) as per the following terms:
The lending terms for Domestic Biogas Programare as follows :
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Particulars |
Term Details |
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Loan amount |
80% of the POs loans to the households |
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Tenure and Grace |
7 years including 1 year grace period |
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Interest Rate |
6% p.a. |
c) Solar Irrigation Projects :
The lending terms for the solar irrigation projects will be as follows :
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Particulars |
Term Details |
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Loan amount |
Up to 50% of the Project Cost |
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Tenure and Grace |
8 years including up to 1 Year grace period |
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Interest Rate |
6.00% p.a. |
d) Solar Mini / Micro Grid Projects :
The lending terms for the solar mini and micro grid projects will be as follows :
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Particulars |
Term Details |
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Loan amount |
Up to 40% of the Project Cost |
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Tenure and Grace |
10 years including up to 2 years grace period |
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Interest Rate |
6% p.a. |
e) Biogas-based Power Projects
The lending terms for the biogas based power projects will be as follows :
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Particulars |
Term Details |
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Loan amount |
Up to 80% of the Project Cost |
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Tenure and Grace |
Up to 8 years including up to 1 year grace period |
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Interest Rate |
6% ~ 9% p.a. |
f) Biomass-based Power Projects
The lending terms for the biomass based power projects will be as follows :
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Particulars |
Term Details |
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Loan amount |
60% of the Project Cost |
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Tenure and Grace |
8 years including 1 year grace period |
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Interest Rate |
6% p.a. |
g) Other Renewable Energy Projects
The lending terms for other solar/wind/hydro/other renewable energy projects i.e. solar diesel hybrid solution for telecom BTSs, solar-powered transportation, rooftop solar system, solar cold storage and dryers, battery charging stations, community